- Colin StonemanLicense ID: 14081772
Summary of my Buyers Packet
How much do I need for a down payment on a home?
The amount you need for a down payment depends on the type of loan and your financial situation. While 20% is a common benchmark, many buyers put down less—some conventional loans allow as little as 3%, and FHA loans require just 3.5%.
What’s the difference between pre-qualification and pre-approval?
How does my credit score affect my mortgage rate?
What are closing costs, and how much should I expect to pay?
How long does the homebuying process usually take?
Can I buy a home if I’m self-employed or have irregular income?
What’s included in my monthly mortgage payment?
What is a 2-1 buydown, and how does it work?
Who pays for the 2-1 buydown—the buyer, the seller, or the lender?
My Pesonalized Buyers Packet
Contact me For my Free Buyers Packet.
The Ultimate Guide for First Time Home Buyers
About Me...
Hi, I’m Colin Stoneman, a Realtor with CENTURY 21 Everest. While I’m a newer face in the real estate world, I bring a fresh perspective, strong work ethic, and a deep passion for helping people achieve their homeownership goals. I work closely with my business partner, a seasoned agent with over 20 years of experience in the industry, giving my clients the best of both worlds—innovative energy backed by trusted expertise. I’m known for being outgoing, sharp, and highly knowledgeable when it comes to navigating the real estate market, and I’m here to make your journey to buying or selling a home as smooth and successful as possible.
Colin Stoneman Agent | 14081772
67 S Main St, Layton, UT, 84041-4742, USA